The Bodywork Insurance Program (BWI) was designed to respond to the specific needs of beauty professionals, including nail techs. And the price is right. General and professional liability coverage can be purchased for $99 a year. Student policies are available for $69. “Being a part of that group means nail techs can get the policy for a lot less because we are essentially getting the policies in bulk from the insurance carrier,” says the company. “Also, everything is online. This means you don’t have to worry about working with underwriters and waiting on quotes. Once you purchase the policy online, you have insurance immediately.” 

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