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Funding Your Salon

Before the ribbon cutting, before the first appointment is booked, and before the lights get turned on, you’ve got to find the financial muscle to make this dream come true.

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Mixing Business With Friendship

Want to open a salon with a family member or bestie? Great! But first make sure you are fully prepared, from both legal and emotional standpoints.

One Step at a Time to Open Your Own Salon

“I wasn’t happy in the salon I worked in so every day I put $20 away and my step-sister Andrea Conde — a cosmetologist — also started to put $20 a day away,” says Christina Litster. “

All the Single Ladies

We often hear stories from techs who credit their spouse for carrying the financial burden while they built their nail business. But what if that’s not an option?

Know Your Options for Finding Financing

With banks more reluctant than ever to lend to small businesses, salons must often look elsewhere for financing. There are several options available should your business fall outside the scope of traditional bank financing.

Financing the Dream

For some nail techs, the dedication in their nail services is fueled by the dream of one day opening a salon of their own. But it can take more than just perseverance and savings to get started. Procuring financing in today’s economy can test the wits of even the most business- savvy techs.

Money: Here Today, Still Here Tomorrow

A financial advisor teaches you how to make the most of your hard-earned dollars. Her three-step plan requires you to commit to saving, make it a habit, and allocate wisely.

How About Giving Your Time Value?

“Why give away your time for free when you can be charging for it?” asks Elaine Watson, Star Nails’ global education director and vice president of marketing and sales.

Credit Card Program Makes Saving Seamless

We know we should be saving for retirement — or taxes, or that vacation — but often we can’t seem to find a way. A free service called Auto-Save from Integrity Payment Systems automatically deducts a pre-determined amount each time a client pays with a credit card and deposits the amounts into an interest-bearing, no-minimum savings account.

Need Cash?

Are you looking to make improvements to your salon, catch up on bills, or bring in inventory, but can’t get access to cash? Merchant Capital Source (MCS) provides working capital to salons that are either unable to obtain a traditional bank loan or have “maxed out” their available credit.