Don’t Leave Yourself Unprotected
Insurer Hiscox USA has expanded its professional liability and general liability policies to nail and beauty professionals.
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SEARCHMENUSEARCHInsurer Hiscox USA has expanded its professional liability and general liability policies to nail and beauty professionals.
The Allied Health Association, a network of spas, salons, and medi-spas,has been providing A-rated insurance to the health and beauty industry since 1991.
Insure Beauty’s founder Jeff Pulford has been insuring beauty businesses for more than 30 years and understands that the needs of nail techs and salon owners are different from many other types of businesses.
FastBusinessInsurance.com, a web portal specializing in small business insurance owned by Sadler & Company, now offers nail salon insurance policy quotes in all 50 states.
Education and insurance top the list of reason techs should join the California Cosmetology Association (CCA).
The Hands-On Trade Association provides a comprehensive professional benefits package to nail technicians, massage therapists, bodyworkers, estheticians, cosmetologists, and other practitioners of manual therapies.
With a single call you may be able to solve all your insurance needs. Specializing in the beauty industry, Fortier Insurance Services may be able to help.
With the combination of cuticle nippers, chemicals, and customers, there is always the risk of an accident — and a lawsuit. The best defense is to hope for the best, but prepare for the worst.
Of the many decisions salon owners are faced with every day, one that is often overlooked or put off is the issue of insurance. Worker’s comp, disability, liability, life, and medical are just the beginning. You name it, it’s out there. So how does a salon remain protected while staying above the bottom line?
The Day Spa Association (DCA) and the International Medical Spa Association (IMSA) announced that members of both organizations can now be covered by a single group policy.
No one wants to believe they will fall victim to an accident or illness that prevents them from earning an income for a long period of time, but statistics show it will happen to three in 10 of us. Disability insurance protects your most valuable asset — your ability to earn an income and provide for yourself and your family.
Nobody likes to think of worst-case scenarios — like coming face to face with a lawsuit. But in the real world, things do go wrong, and nail salons are at risk of being named in a customer’s lawsuit. Unless you can afford to lose your salon and all that you’ve worked hard for, you can’t afford to be without professional liability insurance.
As a salon owner, why wouldn’t you protect your business assets — including your employees? While insurance can be a less-than-thrilling topic, getting educated, getting quoted, and getting covered will pay off in the long run. Booth renters, the same holds true for you.
A seemingly small safety hazard can turn into a big liability. By learning to recognize potential problems, you can prevent mishaps and create an accident-proof salon.
A rash of salon fires reminds salon owners just how much they stand to lose. Knowing the potential fire dangers that exist in your salon and taking steps to curb them, as well as determining what your business is worth and getting good insurance coverage will help prevent a fire in your salon and minimize its effects should the worst come to pass.
Investing in a security system for your salon can deter theft, provide protection for staff members and lower your insurance premiums.
It’s important that booth renters recognize that they are actually a small business and find their own insurance plans.