MENU
SEARCHUse this article to help your students understand the types of client injury they may be held liable for and how they can protect themselves from lawsuits.
You’re learning how to buff and polish, create beautiful nail art, and follow sanitation guidelines. Insurance may be the last thing on your mind. But, believe it or not, even as a student you need liability insurance to protect yourself from a lawsuit.
There are three types of client injury that a nail professional (even a student) can be held liable for:
General liability includes slip and fall cases, such as a client slipping on water spilled on the floor and injuring herself.
Professional liability is a situation in which you made a mistake and caused the injury, such as cutting a client.
Product liability is when a client has a negative reaction to a product you used on her.
Comprehensive liability insurance should protect you against all three of these situations, so you won’t have to worry about being sued or paying lawyers’ fees if something goes wrong during your school activities.
Having liability insurance also helps you find a job. The beauty industry can be competitive, especially for new graduates. Listing your liability insurance membership on your resume will set you apart from other graduates by showing potential employers that you are committed to your new career, you are professional, and you take initiative.
Students are not immune to lawsuits. You are focused on following the latest nail trends, but some people think lawsuits are trendy. People sue for everything from hot coffee to car accidents. The cost of a lawsuit can destroy your credit rating, lead to future wages being garnished, or make you lose your home and car.
You have enough things to worry about at school. Don’t let a lawsuit be one of them. Getting coverage is a very small expense and will give you peace of mind so you can focus on what is truly important — graduating!
Taylor Swanson is the director of membership for Associated Nail Professionals. For more information, visit www.nailprofessional.com.
You may also like: In case of Lawsuits
For more information about your career in nails, check out NAILS Career Handbook
Powered by the brand’s Suite Relief Program, a North America initiative funds education and trade show access for students across cosmetology, barbering, esthetics, nail technology, and massage therapy.
A new report criticizes the regulations' impact against students and entrepreneurs.
Looking for a healthy salon job? Watch for these red flags in listings, interviews, and salon culture to avoid a toxic environment and find the right fit.
The 2024 The Professional Beauty Association (PBA) announces its Beacon Class recognizing top emerging talent in the beauty industry.
Do you often forget names? Here are some tips from global beauty educator Carlos Valenzuela to remember your clients.
Our cosmetology schools are at risk as proposed legislation would prevent many of them from participating in student federal loan programs. The American Association of Cosmetology Schools is asking for your help today!
Get the complete guide to navigating the world of professional beauty careers.
An affordable option for starting your beauty education, this post talks about taking those first steps to launching a successful career in the beauty industry.
Paul DiGrigoli began his four-decade long career, opening his first salon in 1986 in Massachusetts. The DiGrigoli School of Cosmetology has recently added new nails and esthetics programs.
While everyone's experience is unique, here is what it was like for me to take my state board exam, with details on the actual examination experience, from the moment I entered the building.
The Cosmetology Board Examination … the event that many, if not all, cosmetology students both anticipate and dread. Here is my story.
For those for whom I am just a hazy pre-pandemic memory, allow me to briefly introduce myself and summarize where I left off my story with this blog. And in future installments, I will cover more about practicing for the state board exam and the actual examination experience.
Getting employees to appreciate the importance of THE FUTURE with a 401K plan is the goal of Arik Efros, co-owner of the Eva Scrivo Salon. Efros outlines the importance of this perk and explains why many of the people in their NYC salon have already a nice bundle waiting for them upon retirement.
Julie Kandalec has fantastic personal style! Learn more about the manicurist to the stars.
Learn more about celebrity nail artist, editorial artist, NYFW regular and salon owner Joanne Sorbello.
Get the five tips to winning NAHA's nail category from Reiko Omae. She entered just once and won.
"That first set of nails I did in the salon sucked but that client still comes back to me, three years later, because of the connection we made that day." Hear from the winners of these scholarships on how beauty helps them change lives and how it has changed their own.
