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SEARCHIt’s scary running a team, managing chairs, and learning on the fly. Independent Boot Camp is a great opportunity to share business insights and help creatives like you gain confidence as a business owner.
Business insurance is a great tool to address the risks of operating your business, seeing clients, and providing excellent styling advice.
Photo: Pexels.com / Mikhail Nilov
It’s scary running a team, managing chairs, and learning on the fly. That’s why we love participating in events like Independent Boot Camp. It’s a great opportunity to share business insights and help creatives like you gain confidence as a business owner.
In case you missed the Gild Insurance Agency's panel on business risks at IBC, here are a few of the highlights!
Business insurance coverage is crucial to protect your clients and your business — And it just might be required by state law! Business insurance is a great tool to address the risks of operating your business, seeing clients, and providing excellent styling advice.
General Liability: This is where every business should start when considering business insurance coverage! A general liability policy provides protections against the everyday risks of your business, like a client being injured at your salon or having their property damaged during a treatment. Based on data from our insurance partners, the most common salon injuries are due to slips, trips, and falls. Watch out for long cords and unswept hair!
Professional Liability: As a skilled and creative business, professional liability is an essential coverage. Advice and artistry are the foundation of your business, creating a need for more than just general coverage. Don’t take on color corrections and the risk of fried hair without professional liability coverage!
Worker’s Compensation: This coverage is usually required by state law if your business has employees. A worker’s compensation policy offers protections when work-related injuries or illnesses arise. Imagine a colorist restocking overhead shelves with your salon’s latest product shipment. Without worker’s compensation insurance, falling bottles leading to a concussion and a hospital visit may create costs that have to be paid out of pocket by your business!
Originally posted on Modern Salon
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