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SEARCHSixty-five: It’s the age you’ll be when you can finally take advantage of those senior-citizen discounts at the movies. (Woohoo!) And if you plan right, the discount matinee won’t be the only great thing about your golden years — you can also get the relaxing retirement you deserve.
Illustrations by Cathi Mingus
Illustrations by Cathi Mingus
What will it take for you to retire? About $180,000, according to Fidelity Investments’ “Retirement Savings Worksheet.” If you’re the average nail tech, you probably earn about $32,215 each year (according to NAILS’ 2005-2006 Big Book). To maintain that lifestyle into retirement, you will need to have $183,370 in savings by the time you retire at age 65. If you want to — and are able to — work until age 70, you’ll still need $157,024*
No problem, you say. I’ve got my husband and his retirement plan…or I’ll start putting away savings as soon as the kids go away to college…or I’m too young to think about retirement. But are these wise or fool-proof plans for your future? Read on for what experts and fellow readers have to say about those plans and for other advice about planning for your future — so you can make your retirement a reality.
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Sponsored by Amex
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Sponsored by Amex
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Sponsored by Amex
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Sponsored by Amex
This guide is your one-stop shop for a plethora of technology tools, software and services created to keep your salon or spa thriving.
Anna Manukyan shares a breakdown of what different types of financial accounts should be used for.
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Sponsored by Vagaro
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Education is necessary for beauty professionals to maintain their cosmetology licenses, and paying for that education can be burdensome, but it doesn't have to be. Understand which education tax credits can help you offset those costs.
